Personal Finance

Mortgages and Refinancing

Mortgage rates have dropped 10 times in the past eleven weeks. Nationwide mortgage buyer Freddie Mac reports both 30-year and 15-year loans are at their lowest in decades.


Mortgages: Fixed-rate mortgages, 5-year ARMs hit record low

Fixed-rate mortgages and 5-year ARMS are at record lows this week.


Average Rates for 30-Year Fixed Mortgages Drop to 4.32 Pct., Lowest Rate in Decades

Average rates for 30-year fixed mortgages drop to 4.32 pct., lowest rate in decades Tax rate – Recreation – Picture Ratings – Mortgage loan – Business


One in 20 mortgages now in arrears – up almost 40 per cent in one year

RESIDENTIAL DEBT:ONE IN 20 residential mortgages is now in arrears, as the number of people falling behind on mortgage repayments rose again in the second quarter of the year.


Singapore Tightens Mortgages to Cool Property Market

Singapore increased down payments for second mortgages and imposed a stamp duty on property held for less than three years to curb speculation after home prices surged 38 percent in the second quarter.


Singapore tightens mortgages to cool property market: Update

Singapore increased down payments for second mortgages and imposed a stamp duty on property held for less than three years to curb speculation after home prices surged 38% in the second quarter.


MORTGAGES / Another week, and another record low

Mortgage rates fell to the lowest level in decades for the ninth time in 10 weeks, as concerns grow that the economy is weakening. Mortgage buyer Freddie Mac said Thursday that the average rate for a 30-year fixed loan was 4.36 percent, down from 4.42 percent…


Rethinking Adjustable-Rate Mortgages

With the economy still weak, borrowers may want to hold onto their adjustable-rate mortgages a little longer.


Summary Box: Underwater mortgages in US fell in 2Q

SLIGHT DECLINE: Real estate data provider CoreLogic says the number of U.S. homes with mortgages that exceed what the properties are worth fell slightly between the second quarter and the first three months of this year. It’s the second consecutive quarterly decline.


Mortgages stable while state of government uncertain

THE election cliff-hanger is expected to delay any rise in interest rates on mortgages by banks, despite the increasing pressure on their margins from the rising cost of funds.